Takabd Privacy Policy — How Safe Is Your Data?

1. What Information Do We Collect?

When you register on the takabd platform, your name, email address, mobile number, and date of birth are collected. National ID or passport information may also be requested for identity verification purposes. Transaction-related information, such as your mobile banking number, is recorded for payment processing. Your device type, IP address, browser information, and session logs are automatically collected while using the platform. This information is used solely to operate the service and ensure security.

2. How Is Collected Information Used?

Collected data is primarily used for account creation, identity verification, and processing secure transactions. Data is processed for analytical purposes to improve platform quality and enhance the user experience. With your consent, relevant offers or important updates may be sent via email or SMS. Data is used to monitor activity for fraud prevention and platform security. It may also be used to meet applicable legal obligations, but always to the minimum extent necessary.

3. Is Data Shared with Third Parties?

Takabd never sells your personal information or shares it with third parties for advertising purposes. Only limited and necessary information is shared with payment processing partners and identity verification services. Information may be disclosed to comply with court orders, regulatory directives, or applicable laws in Bangladesh. Any such sharing is governed by strict confidentiality agreements. No third party will receive your information for marketing purposes without your permission.

4. How Is Your Data Kept Secure?

All sensitive data stored on the platform is protected with industry-standard encryption technology. SSL/TLS protocols are used to ensure secure connections, keeping your data protected in transit. Only authorized personnel can access your information for specific purposes, and this is strictly controlled. System security is maintained through regular security audits and vulnerability assessments. In the event of a security breach, you will be promptly notified in accordance with applicable regulations.

5. Cookies & Tracking Technologies

Cookies are used on the takabd website and app to manage sessions and remember user preferences. Functional cookies are essential for the platform's core operations, and disabling them may cause some features to stop working properly. Analytical cookies are used to understand user behavior but do not include personally identifiable information. You can control or delete cookies at any time through your browser settings. Third-party advertising tracking cookies are not used on our platform.

6. What Are Your Rights?

• The right to access and obtain a copy of your stored data.
• The right to correct inaccurate or incomplete information.
• The right to request deletion of your data under certain circumstances.
• The right to unsubscribe from marketing communications at any time.
• The right to object to or restrict the processing of your data.

7. How Long Is Data Retained?

Data for active accounts is retained for as long as necessary to provide the service. Even after an account is closed, certain data may be kept for a period to meet legal or regulatory requirements. Transaction records are retained for the period required under Bangladesh's financial regulations. Once no longer needed, data is securely and permanently deleted or anonymized. If you have any questions about data retention periods, please contact the support team.

8. Changes to the Privacy Policy

Takabd reserves the right to update this privacy policy as needed, and you will be notified of significant changes via email or a platform notice. The date of each change will be noted at the top of this page under the "Last Updated" section. Continued use of the platform after any changes constitutes acceptance of the new policy. If you object to any change, you always have the option to close your account. The latest version will always be available on this page.